We can’t accurately say if or how much your credit score will increase because everyone’s credit report and financial history are unique.

However, Self customers with a $1,100 Credit Builder Account in good standing have experienced an average credit score increase of 45 points within the first six months. In addition, other studies have shown that credit builder accounts have helped subprime consumers experience a credit score increase of 20 to 25 points over the life of the loan.

Please be advised that even if you're paying your credit builder account on-time, any negative activity from other accounts, such as late payments, delinquencies, bankruptcies or public records can impact your results.