Can I decrease my credit limit if I don’t want the extra credit?

Yes, you can decrease your unsecured credit limit by contacting Self’s customer success team.

Important note:

Reducing your credit limit may increase your credit utilization, which could hurt your credit score. Learn more here.
Your ability to decrease your credit limit is based on your available credit and any outstanding balances or fees owed on your account. If you owe fees or have a high balance on your account, you may not qualify for a credit limit decrease at this time.

Did this answer your question? Thanks for the feedback There was a problem submitting your feedback. Please try again later.

Last updated on January 11, 2021