Can I decrease my credit limit if I don’t want the extra credit?

Yes, you can decrease your unsecured credit limit by contacting Self’s customer success team. 

Important note: 

  • Reducing your credit limit may increase your credit utilization, which could hurt your credit score. Learn more here.  
  • Your ability to decrease your credit limit is based on your available credit and any outstanding balances or fees owed on your account. If you owe fees or have a high balance on your account, you may not qualify for a credit limit decrease at this time. 
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