Why was I denied?

If you were denied for a Self account, please check your email. You should have received an email with an adverse action attached, which states the specific reasons for your denial. 

At any given time, you can only have one active Credit Builder Account. After you’ve successfully completed one Credit Builder Account, you are welcome to re-apply for another account, with a few exceptions. Learn more HERE.

Please note - your denial was not due to your credit score or lack of credit history. 

Credit Builder Accounts are subject to ID verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and consumer report review and approval.

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